{"id":5145,"date":"2024-10-14T13:07:51","date_gmt":"2024-10-14T04:07:51","guid":{"rendered":"https:\/\/hjhwpsft.shop\/?p=5145"},"modified":"2024-10-14T13:09:52","modified_gmt":"2024-10-14T04:09:52","slug":"%ec%b9%b4%ec%a7%80%eb%85%b8-%ea%b4%80%eb%a0%a8-%eb%b2%95%eb%a5%a0%ea%b3%bc-%ea%b7%9c%ec%a0%9c-%ea%b0%9c%ec%9a%94%ec%99%80-%ec%a3%bc%ec%9a%94-%ea%b5%ad%ea%b0%80%eb%b3%84-%ec%b0%a8%ec%9d%b4","status":"publish","type":"post","link":"https:\/\/hjhwpsft.shop\/%ec%b9%b4%ec%a7%80%eb%85%b8-%ea%b4%80%eb%a0%a8-%eb%b2%95%eb%a5%a0%ea%b3%bc-%ea%b7%9c%ec%a0%9c-%ea%b0%9c%ec%9a%94%ec%99%80-%ec%a3%bc%ec%9a%94-%ea%b5%ad%ea%b0%80%eb%b3%84-%ec%b0%a8%ec%9d%b4","title":{"rendered":"\uce74\uc9c0\ub178 \uad00\ub828 \ubc95\ub960\uacfc \uaddc\uc81c: \uac1c\uc694\uc640 \uc8fc\uc694 \uad6d\uac00\ubcc4 \ucc28\uc774"},"content":{"rendered":"\t\t
\uce74\uc9c0\ub178\ub294 \uc138\uacc4\uc801\uc778 \uaddc\ubaa8\uc758 \uc0b0\uc5c5\uc73c\ub85c, \ub9ce\uc740 \uad6d\uac00\uc5d0\uc11c \ub9c9\ub300\ud55c \uacbd\uc81c\uc801 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub3c4\ubc15\uc740 \uadf8 \uc790\uccb4\ub85c \uc5ec\ub7ec \uc0ac\ud68c\uc801 \ubb38\uc81c\ub97c \uc77c\uc73c\ud0ac \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uac01\uad6d\uc758 \uc815\ubd80\ub294 \uc774\ub97c \uaddc\uc81c\ud558\uace0 \uad00\ub9ac\ud558\ub294 \ubc95\uc801 \ud2c0\uc744 \ub9c8\ub828\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uce74\uc9c0\ub178 \uad00\ub828 \ubc95\ub960\uc740 \ub3c4\ubc15 \uc911\ub3c5 \ubc29\uc9c0, \uacf5\uc815\ud55c \uac8c\uc784 \ubcf4\uc7a5, \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \ub4f1\uc744 \uc8fc\uc694 \ubaa9\uc801\uc73c\ub85c \ud558\uace0 \uc788\uc73c\uba70, \uc624\ud504\ub77c\uc778\ubfd0 \uc544\ub2c8\ub77c \uc628\ub77c\uc778 \uce74\uc9c0\ub178 \uc5ed\uc2dc \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uce74\uc9c0\ub178 \uad00\ub828 \ubc95\ub960\uc758 \uc804\ubc18\uc801\uc778 \uac1c\uc694\uc640, \uc8fc\uc694 \uad6d\uac00\ub4e4\uc758 \uce74\uc9c0\ub178 \uaddc\uc81c \ubc0f \uadf8 \ucc28\uc774\uc5d0 \ub300\ud574 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>
\uce74\uc9c0\ub178\ub97c \uaddc\uc81c\ud558\ub294 \ubc95\ub960\uc740 \ub2e4\uc591\ud55c \ubaa9\uc801\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \uadf8 \uc911\uc5d0\uc11c\ub3c4 \uc911\uc694\ud55c \uc138 \uac00\uc9c0 \ubaa9\uc801\uc744 \uc0b4\ud3b4\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>
\uce74\uc9c0\ub178 \uad00\ub828 \ubc95\ub960\uc758 \uac00\uc7a5 \uae30\ubcf8\uc801\uc778 \ubaa9\uc801\uc740 \uacf5\uc815\ud55c \uac8c\uc784\uc744 \ubcf4\uc7a5<\/strong>\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uce74\uc9c0\ub178\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\ub294 \ubaa8\ub4e0 \uac8c\uc784\uc740 \ubb34\uc791\uc704\uc131\uc744 \uae30\ubc18\uc73c\ub85c \ud574\uc57c \ud558\uba70, \uaddc\uc81c \uae30\uad00\uc740 \uc774\ub97c \uad00\ub9ac\ud558\uace0 \uac10\ub3c5\ud558\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ud2b9\ud788 \uce74\uc9c0\ub178\uc5d0\uc11c \uc0ac\uc6a9\ud558\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub098 \uae30\uacc4\uc2dd \uc7a5\uce58\ub4e4\uc740 \uc815\uae30\uc801\uc73c\ub85c \uc810\uac80\uc744 \ubc1b\uc544\uc57c \ud558\uba70, \ubb34\uc791\uc704\uc131 \uac80\uc99d \ud14c\uc2a4\ud2b8\ub97c \ud1b5\uacfc\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud50c\ub808\uc774\uc5b4\ub294 \uce74\uc9c0\ub178\uc5d0\uc11c \uac8c\uc784\uc774 \uacf5\uc815\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c4\ub2e4\ub294 \ud655\uc2e0\uc744 \uac00\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \ub3c4\ubc15 \uc911\ub3c5\uc740 \uac1c\uc778\uacfc \uc0ac\ud68c \ubaa8\ub450\uc5d0\uac8c \uc2ec\uac01\ud55c \ubb38\uc81c\ub97c \uc57c\uae30\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \ub9ce\uc740 \uad6d\uac00\uc5d0\uc11c\ub294 \uce74\uc9c0\ub178 \uc6b4\uc601\uc5d0 \uc788\uc5b4 \ub3c4\ubc15 \uc911\ub3c5 \uc608\ubc29<\/strong>\uc744 \ubc95\uc801\uc73c\ub85c \uc758\ubb34\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uce74\uc9c0\ub178\ub294 \uace0\uac1d\ub4e4\uc774 \uc2a4\uc2a4\ub85c \ub3c4\ubc15\uc744 \ud1b5\uc81c\ud560 \uc218 \uc788\ub3c4\ub85d \uc5ec\ub7ec \uac00\uc9c0 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub3c4\ubc15 \ud55c\ub3c4 \uc124\uc815, \ub3c4\ubc15 \uc790\uc81c \ud504\ub85c\uadf8\ub7a8, \ub3c4\ubc15 \uc911\ub2e8 \uc635\uc158 \ub4f1\uc774 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ub3c4\uad6c\ub4e4\uc740 \ud50c\ub808\uc774\uc5b4\uac00 \ub3c4\ubc15\uc744 \ub0a8\uc6a9\ud558\uc9c0 \uc54a\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\ub294 \ub300\uaddc\ubaa8\uc758 \uae08\uc804 \uac70\ub798\uac00 \ube48\ubc88\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c0\uae30 \ub54c\ubb38\uc5d0, \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML)<\/strong> \uaddc\uc815\ub3c4 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uce74\uc9c0\ub178\ub294 \uc774\ub7ec\ud55c \uae08\uc804 \uac70\ub798\ub97c \uc545\uc6a9\ud55c \ubd88\ubc95 \uc790\uae08\uc758 \ud750\ub984\uc744 \ucc28\ub2e8\ud558\uae30 \uc704\ud574 \uaddc\uc81c \uae30\uad00\uc774 \uc815\ud55c \uaddc\uc815\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\uace0, \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\ub294 \uc989\uc2dc \ubcf4\uace0\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\ub294 \uce74\uc9c0\ub178\uac00 \ubd88\ubc95 \uc790\uae08\uc758 \uc138\ud0c1 \ucc3d\uad6c\ub85c \uc0ac\uc6a9\ub418\uc9c0 \uc54a\ub3c4\ub85d \ubc29\uc9c0\ud558\ub294 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\ub97c \uc6b4\uc601\ud558\uae30 \uc704\ud574\uc11c\ub294 \ud574\ub2f9 \uad6d\uac00\ub098 \uc9c0\uc5ed\uc5d0\uc11c \ubc1c\uae09\ub418\ub294 \ub77c\uc774\uc120\uc2a4<\/strong>\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub77c\uc774\uc120\uc2a4 \ubc1c\uae09 \uc808\ucc28\ub294 \ub9e4\uc6b0 \uc5c4\uaca9\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c0\uba70, \uc774\ub97c \ud1b5\ud574 \uce74\uc9c0\ub178\uc758 \ud22c\uba85\uc131\uacfc \uacf5\uc815\uc131\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4. \ub77c\uc774\uc120\uc2a4\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub450 \uac00\uc9c0 \uc8fc\uc694 \ub2e8\uacc4\ub97c \uac70\uccd0 \ubc1c\uae09\ub429\ub2c8\ub2e4.<\/p> \ub77c\uc774\uc120\uc2a4\ub97c \uc2e0\uccad\ud558\ub824\uba74, \uc2e0\uccad\uc790\ub294 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc, \uacfc\uac70 \ubc94\uc8c4 \uc774\ub825, \uacbd\uc601 \ub2a5\ub825 \ub4f1\uc744 \uc99d\uba85\ud558\ub294 \ub2e4\uc591\ud55c \uc11c\ub958\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \uc2e0\uccad\uc790\uac00 \ub3c4\ubc15 \uc5c5\uacc4\uc5d0\uc11c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc6b4\uc601\uc790\uc778\uc9c0\ub97c \ud310\ub2e8\ud558\ub294 \uc911\uc694\ud55c \uacfc\uc815\uc785\ub2c8\ub2e4. \ub610\ud55c \uc2e0\uccad \uacfc\uc815\uc5d0\uc11c \uaddc\uc81c \uae30\uad00\uc740 \uc2e0\uccad\uc790\uc758 \ub3c4\ubc15\uc5c5 \uc6b4\uc601 \uacbd\ub825\uc744 \ucca0\uc800\ud788 \uac80\ud1a0\ud558\uc5ec, \uacf5\uc815\ud558\uace0 \ud22c\uba85\ud55c \uce74\uc9c0\ub178 \uc6b4\uc601\uc774 \uac00\ub2a5\ud560\uc9c0 \uc5ec\ubd80\ub97c \ud3c9\uac00\ud569\ub2c8\ub2e4.<\/p> \ub77c\uc774\uc120\uc2a4\uac00 \ubc1c\uae09\ub41c \uc774\ud6c4\uc5d0\ub3c4 \uce74\uc9c0\ub178\ub294 \uc9c0\uc18d\uc801\uc778 \uac10\ub3c5\uacfc \uaddc\uc81c<\/strong>\ub97c \ubc1b\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc815\uae30\uc801\uc778 \ud68c\uacc4 \uac10\uc0ac\uc640 \uc6b4\uc601 \uc0c1\ud669 \uc810\uac80\uc744 \ud3ec\ud568\ud558\uba70, \ubc95\uc801 \uc758\ubb34\ub97c \ub2e4\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \ub77c\uc774\uc120\uc2a4\uac00 \ucde8\uc18c\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc218\uc775 \ubcf4\uace0 \uc758\ubb34, \uace0\uac1d \uc790\uae08 \ubcf4\ud638, \uad00\ub828 \uc138\uae08 \ub0a9\ubd80 \ub4f1\uc758 \uc694\uad6c\ub97c \ucca0\uc800\ud788 \uc774\ud589\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p> \uc77c\uc815 \uae30\uac04\uc774 \uc9c0\ub098\uba74 \ub77c\uc774\uc120\uc2a4\ub97c \uac31\uc2e0<\/strong>\ud574\uc57c \ud558\uba70, \uac31\uc2e0 \uacfc\uc815\uc5d0\uc11c \uce74\uc9c0\ub178\uc758 \uc6b4\uc601 \uc2e4\ud0dc\uac00 \uc7ac\uac80\ud1a0\ub429\ub2c8\ub2e4. \ub9cc\uc57d \uaddc\uc81c \uc694\uac74\uc744 \uc81c\ub300\ub85c \ucda9\uc871\ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0 \uac31\uc2e0\uc774 \uac70\ubd80\ub418\uac70\ub098, \uc2ec\uac01\ud55c \uc704\ubc18 \ud589\uc704\uac00 \uc788\uc744 \uacbd\uc6b0 \ub77c\uc774\uc120\uc2a4\uac00 \ucde8\uc18c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\uc5d0\uc11c\uc758 \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc815\uc740 \ub9e4\uc6b0 \uc5c4\uaca9\ud558\uac8c \uc2dc\ud589\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc815\uc740 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\uace0 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\ub97c \ubcf4\uace0\ud568\uc73c\ub85c\uc368 \ubd88\ubc95\uc801\uc778 \uc790\uae08 \ud750\ub984\uc744 \ucc28\ub2e8\ud558\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\ub294 KYC(Know Your Customer)<\/strong> \uc808\ucc28\ub97c \ud1b5\ud574 \uace0\uac1d\uc774 \uc77c\uc815 \uae08\uc561 \uc774\uc0c1\uc744 \uc785\uae08\ud558\uac70\ub098 \uc778\ucd9c\ud560 \ub54c \ubc18\ub4dc\uc2dc \uc2e0\uc6d0\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubd88\ubc95\uc801\uc778 \uc790\uae08\uc774 \uce74\uc9c0\ub178\ub97c \ud1b5\ud574 \uc138\ud0c1\ub418\uc9c0 \uc54a\ub3c4\ub85d \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c\ub294 \uace0\uac1d\uc758 \uc2e0\ubd84\uc99d\uba85\uc11c\ub098 \uae08\uc735 \uc815\ubcf4 \ub4f1\uc744 \uc694\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p> **\uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798(Suspicious Activity Report, SAR)**\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \uce74\uc9c0\ub178\ub294 \uc774\ub97c \uc989\uc2dc \uaddc\uc81c \uae30\uad00\uc5d0 \ubcf4\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub300\uaddc\ubaa8 \ud604\uae08\uc744 \uc785\uae08\ud55c \ud6c4 \ubc14\ub85c \ucd9c\uae08\ud558\ub294 \ub4f1\uc758 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc774 \ubc1c\uacac\ub420 \uacbd\uc6b0, \uc790\uae08 \uc138\ud0c1 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\uace0 \ud310\ub2e8\ud558\uc5ec \ubcf4\uace0 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p> \ub9ce\uc740 \uad6d\uac00\uc5d0\uc11c\ub294 \uce74\uc9c0\ub178\uc5d0 \uac70\ub798 \ud55c\ub3c4<\/strong>\ub97c \uc124\uc815\ud558\ub3c4\ub85d \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc774 \ud2b9\uc815 \uae08\uc561 \uc774\uc0c1\uc758 \ub3c8\uc744 \ub3c4\ubc15\uc5d0 \uc0ac\uc6a9\ud560 \uacbd\uc6b0, \ucd94\uac00\uc801\uc778 \ud655\uc778 \uc808\ucc28\ub97c \uac70\uccd0 \uc790\uae08\uc758 \ucd9c\ucc98\ub97c \ud655\uc778\ud558\uac70\ub098, \uac70\ub798\uc758 \uc801\ubc95\uc131\uc744 \ubcf4\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p> \uc628\ub77c\uc778 \uce74\uc9c0\ub178<\/strong>\ub294 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubd84\uc57c\ub85c, \uac01\uad6d\uc758 \ubc95\ub960\uacfc \uaddc\uc81c\uac00 \ud06c\uac8c \ub2e4\ub985\ub2c8\ub2e4. \uc628\ub77c\uc778 \ub3c4\ubc15\uc758 \ud569\ubc95\ud654 \uc5ec\ubd80\uc640 \uaddc\uc81c \ubc29\uc2dd\uc740 \uad6d\uac00\ub9c8\ub2e4 \uc0c1\uc774\ud558\uba70, \uadf8\uc5d0 \ub530\ub77c \ubc95\uc801 \ucda9\ub3cc\ub3c4 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \uc601\uad6d, \ubab0\ud0c0, \ud0a4\ud504\ub85c\uc2a4, \ud638\uc8fc<\/strong> \ub4f1 \uc77c\ubd80 \uad6d\uac00\ub294 \uc628\ub77c\uc778 \uce74\uc9c0\ub178\ub97c \ud569\ubc95\uc801\uc73c\ub85c \uc6b4\uc601\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4 \uad6d\uac00\ub294 \uc5c4\uaca9\ud55c \ub77c\uc774\uc120\uc2a4 \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uc628\ub77c\uc778 \uce74\uc9c0\ub178\uc758 \uacf5\uc815\uc131\uacfc \ud22c\uba85\uc131\uc744 \ubcf4\uc7a5\ud558\uba70, \ud50c\ub808\uc774\uc5b4\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud55c \ubc95\uc801 \uc7a5\uce58\ub97c \ub9c8\ub828\ud574 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \uce90\ub098\ub2e4, \ub3c5\uc77c, \uc2a4\uc6e8\ub374<\/strong> \ub4f1\uc758 \uad6d\uac00\ub294 \ud2b9\uc815 \uc870\uac74 \ud558\uc5d0 \uc628\ub77c\uc778 \uce74\uc9c0\ub178\ub97c \ud5c8\uc6a9\ud558\uace0 \uc788\uc73c\uba70, \uaddc\uc81c \uae30\uad00\uc758 \uac10\ub3c5 \ud558\uc5d0 \uc548\uc804\ud55c \uc628\ub77c\uc778 \ub3c4\ubc15 \ud658\uacbd\uc744 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