{"id":5077,"date":"2024-10-11T10:10:58","date_gmt":"2024-10-11T01:10:58","guid":{"rendered":"https:\/\/hjhwpsft.shop\/?p=5077"},"modified":"2024-10-11T10:15:00","modified_gmt":"2024-10-11T01:15:00","slug":"%ec%b9%b4%ec%a7%80%eb%85%b8%ec%97%90%ec%84%9c%ec%9d%98-%eb%8f%88-%ec%84%b8%ed%83%81-%eb%b0%a9%eb%b2%95%ea%b3%bc-%ec%98%88%eb%b0%a9-%ea%b7%b8%eb%a6%ac%ea%b3%a0-%eb%b2%95%ec%a0%81-%eb%8c%80%ec%9d%91","status":"publish","type":"post","link":"https:\/\/hjhwpsft.shop\/%ec%b9%b4%ec%a7%80%eb%85%b8%ec%97%90%ec%84%9c%ec%9d%98-%eb%8f%88-%ec%84%b8%ed%83%81-%eb%b0%a9%eb%b2%95%ea%b3%bc-%ec%98%88%eb%b0%a9-%ea%b7%b8%eb%a6%ac%ea%b3%a0-%eb%b2%95%ec%a0%81-%eb%8c%80%ec%9d%91","title":{"rendered":"\uce74\uc9c0\ub178\uc5d0\uc11c\uc758 \ub3c8 \uc138\ud0c1: \ubc29\ubc95\uacfc \uc608\ubc29, \uadf8\ub9ac\uace0 \ubc95\uc801 \ub300\uc751"},"content":{"rendered":"\t\t
\uce74\uc9c0\ub178\ub294 \ub300\uaddc\ubaa8 \ud604\uae08\uc774 \ube60\ub974\uac8c \uc720\ud1b5\ub418\ub294 \uacf3\uc73c\ub85c, \ubd88\ubc95 \uc790\uae08\uc744 \uc138\ud0c1\ud558\ub824\ub294 \ubc94\uc8c4\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc7a5\uc18c\ub85c \uc545\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub3c8 \uc138\ud0c1<\/strong>\uc740 \ubc94\uc8c4\ub85c \uc5bb\uc740 \ubd88\ubc95\uc801\uc778 \uc790\uae08\uc744 \ud569\ubc95\uc801\uc73c\ub85c \ubcf4\uc774\uac8c \ub9cc\ub4dc\ub294 \uacfc\uc815\uc774\uba70, \uce74\uc9c0\ub178\uc5d0\uc11c\uc758 \ub3c8 \uc138\ud0c1\uc740 \ud2b9\ud788 \uaddc\uc81c\uc640 \uac10\uc2dc\uac00 \uac15\ud654\ub41c \uc601\uc5ed\uc785\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uce74\uc9c0\ub178\uc5d0\uc11c\uc758 \ub3c8 \uc138\ud0c1\uc774 \uc5b4\ub5bb\uac8c \uc774\ub8e8\uc5b4\uc9c0\ub294\uc9c0, \uadf8 \uacfc\uc815\uacfc \ubc29\ubc95, \uc774\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud55c \ubc95\uc801 \ub300\uc751\ucc45\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p> **\ub3c8 \uc138\ud0c1(Money Laundering)**\uc740 \ubc94\uc8c4\ub85c \uc5bb\uc740 \ubd88\ubc95 \uc790\uae08\uc744 \ud569\ubc95\uc801\uc778 \uacbd\ub85c\ub85c \ubcf4\uc774\uac8c \ud558\uc5ec \uc0ac\uc6a9\ud560 \uc218 \uc788\uac8c \ub9cc\ub4dc\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc790\uae08\uc758 \ucd9c\ucc98\ub97c \uac10\ucd94\uace0 \ubc94\uc8c4\uc640 \uc5f0\uad00\ub41c \uc790\uc0b0\uc744 \ud569\ubc95\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uac8c \ub429\ub2c8\ub2e4. \ub3c8 \uc138\ud0c1\uc740 \uc8fc\ub85c \ub9c8\uc57d \ubc00\ub9e4, \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec, \ud0c8\uc138\uc640 \uac19\uc740 \ubc94\uc8c4\uc640 \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178<\/strong>\ub294 \ub9c9\ub300\ud55c \ud604\uae08\uc774 \ub2e4\ub8e8\uc5b4\uc9c0\uace0 \uc218\ub9ce\uc740 \uac70\ub798\uac00 \ube60\ub974\uac8c \uc774\ub8e8\uc5b4\uc9c0\ub294 \uc7a5\uc18c\ub85c, \ubd88\ubc95 \uc790\uae08\uc744 \uc138\ud0c1\ud558\ub294 \ub370 \ucde8\uc57d\ud55c \ud658\uacbd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubc94\uc8c4\uc790\ub294 \ud604\uae08\uc744 \uce74\uc9c0\ub178 \uce69\uc73c\ub85c \uad50\ud658\ud55c \ub4a4, \uac8c\uc784\uc744 \uc7a0\uae50 \uc990\uae30\uace0 \ub2e4\uc2dc \ud604\uae08\uc73c\ub85c \ub3cc\ub824\ubc1b\ub294 \ubc29\uc2dd\uc73c\ub85c \uc790\uae08\uc758 \ucd9c\ucc98\ub97c \uc228\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \ub3c8 \uc138\ud0c1\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ubc30\uce58(Placement)<\/strong>, \uce35\ud654(Layering)<\/strong>, **\ud1b5\ud569(Integration)**\uc774\ub77c\ub294 \uc138 \uac00\uc9c0 \ub2e8\uacc4\ub85c \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. \uac01 \ub2e8\uacc4\ub294 \uc790\uae08\uc744 \ucd94\uc801\ud558\uae30 \uc5b4\ub835\uac8c \ub9cc\ub4e4\uc5b4 \ucd9c\ucc98\ub97c \uac10\ucd94\uae30 \uc704\ud55c \ubcf5\uc7a1\ud55c \uc804\ub7b5\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.<\/p> \ubc30\uce58\ub294 \ubd88\ubc95 \uc790\uae08\uc744 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \ucc98\uc74c\uc73c\ub85c \ud22c\uc785\ud558\ub294 \ub2e8\uacc4\ub85c, \ud604\uae08\uc744 \uce69\uc73c\ub85c \uad50\ud658<\/strong>\ud558\ub294 \uac83\uc774 \uce74\uc9c0\ub178\uc5d0\uc11c \uc790\uc8fc \uc0ac\uc6a9\ub418\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubc94\uc8c4\uc790\ub294 \ud604\uae08\uc744 \uce74\uc9c0\ub178 \uce69\uc73c\ub85c \ubc14\uafb8\uace0, \uc801\uc740 \uae08\uc561\ub9cc \uac8c\uc784\uc5d0 \uc0ac\uc6a9\ud55c \ud6c4 \ub2e4\uc2dc \ud604\uae08\uc73c\ub85c \ubc14\uafd4 \uc790\uae08\uc744 \uc815\ub2f9\ud55c \uc218\uc775\ucc98\ub7fc \ubcf4\uc774\uac8c \ub9cc\ub4ed\ub2c8\ub2e4.<\/p> \uce35\ud654\ub294 \uc790\uae08\uc758 \ucd9c\ucc98\ub97c \ubcf5\uc7a1\ud558\uac8c \ub9cc\ub4e4\uc5b4 \ucd94\uc801\uc744 \uc5b4\ub835\uac8c \ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uc5ec\ub7ec \ubc88\uc758 \uae08\uc735 \uac70\ub798\ub97c \ud1b5\ud574 \ub3c8\uc758 \ud750\ub984\uc744 \uc228\uae30\ub294 \ubc29\ubc95\uc774 \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p> \ud1b5\ud569 \ub2e8\uacc4\uc5d0\uc11c\ub294 \uc138\ud0c1\ub41c \uc790\uae08\uc774 \ud569\ubc95\uc801\uc778 \uacbd\uc81c \ud65c\ub3d9\uc5d0 \uc644\uc804\ud788 \ub179\uc544\ub4e4\uc5b4 \ubd88\ubc95 \uc790\uae08\ucc98\ub7fc \ubcf4\uc774\uc9c0 \uc54a\uac8c \ub429\ub2c8\ub2e4. \uce74\uc9c0\ub178\uc5d0\uc11c \uc138\ud0c1\ub41c \uc790\uae08\uc740 \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0, \uc0ac\uc5c5 \ub4f1\uc5d0 \ud22c\uc790\ub418\uc5b4 \ud569\ubc95\uc801\uc778 \uc790\uc0b0\ucc98\ub7fc \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p> \ubc94\uc8c4\uc790\ub4e4\uc740 \ud604\uae08\uc744 \uce74\uc9c0\ub178 \uce69\uc73c\ub85c \ubc14\uafb8\uace0, \uac8c\uc784\uc744 \uac70\uc758 \ud558\uc9c0 \uc54a\uac70\ub098 \uc7a0\uae50 \ud55c \ud6c4 \ub2e4\uc2dc \uce69\uc744 \ud604\uae08\uc73c\ub85c \ubc14\uafb8\uc5b4 \uc790\uae08\uc744 \uc138\ud0c1\ud569\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \uc790\uae08\uc740 \uc815\ub2f9\ud55c \uc218\uc775\ucc98\ub7fc \ubcf4\uc774\uac8c \ub418\uba70, \uc790\uae08 \ucd9c\ucc98\ub97c \uc228\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \ud55c \ubc88\uc5d0 \ud070 \uae08\uc561\uc744 \uac70\ub798\ud558\ub294 \ub300\uc2e0 \uc5ec\ub7ec \ucc28\ub840 \uc791\uc740 \uae08\uc561\uc744 \ub098\ub220 \uac70\ub798\ud558\uc5ec \uc790\uae08\uc758 \ucd9c\ucc98\ub97c \uc228\uae30\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc774\ub97c **\uc2a4\uba38\ud551(Smurfing)**\uc774\ub77c\uace0\ub3c4 \ud558\uba70, \uc791\uc740 \uae08\uc561\uc758 \uac70\ub798\ub97c \uc5ec\ub7ec \uce74\uc9c0\ub178\uc5d0\uc11c \uc790\uc8fc \ubc18\ubcf5\ud569\ub2c8\ub2e4.<\/p> \uc77c\ubd80 \uce74\uc9c0\ub178\ub294 \uace0\uac1d\uc774 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uace0 \uc790\uae08\uc744 \uc785\uae08\ud558\uac70\ub098 \ucd9c\uae08\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub3c8 \uc138\ud0c1\ubc94\uc740 \uc774 \uacc4\uc88c\ub97c \uc774\uc6a9\ud574 \uc790\uae08\uc744 \uc785\uae08\ud558\uace0, \uc774\ud6c4\uc5d0 \uc778\ucd9c\ud558\uc5ec \uc138\ud0c1\ub41c \uc790\uae08\uc73c\ub85c \uc704\uc7a5\ud569\ub2c8\ub2e4.<\/p> \ubc94\uc8c4\uc790\ub294 \uace0\uc561 \ubca0\ud305\uc744 \ud558\uace0 \uc77c\ubd80\ub7ec \ub3c8\uc744 \uc783\uc740 \ud6c4 \ub0a8\uc740 \uae08\uc561\uc744 \ub3c4\ubc15\uc5d0\uc11c \uc5bb\uc740 \uc218\uc775\uc73c\ub85c \uc704\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \uc2b9\ub9ac\ud55c \uae08\uc561\uc740 \uc740\ud589\uc5d0 \uc785\uae08\ub418\uc5b4 \ud569\ubc95\uc801\uc778 \uc790\uae08\ucc98\ub7fc \ubcf4\uc774\uac8c \ub429\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\ub294 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML: Anti-Money Laundering)<\/strong> \uaddc\uc81c\ub97c \uc900\uc218\ud574\uc57c \ud558\uba70, \uc790\uae08 \ud750\ub984\uc744 \uac10\uc2dc\ud558\uace0 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\ub97c \ubcf4\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uce74\uc9c0\ub178\uc5d0\uc11c \ub3c8 \uc138\ud0c1\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud55c \uc8fc\uc694 \uaddc\uc81c\uc640 \ubc95\uc801 \ub300\uc751\ucc45\uc785\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\ub294 \uace0\uc561 \uac70\ub798\ub97c \ud560 \uacbd\uc6b0 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ucca0\uc800\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uace0\uac1d\uc758 \uc774\ub984, \uc8fc\uc18c, \uc2e0\ubd84\uc99d \ub4f1\uc744 \ud655\uc778\ud558\uace0, \uc790\uae08\uc758 \ucd9c\ucc98\ub97c \uc870\uc0ac\ud558\uc5ec \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\ub97c \ubc29\uc9c0\ud569\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\ub294 \uc77c\uc815 \uae08\uc561 \uc774\uc0c1\uc758 \uac70\ub798\ub098 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \uae08\uc735 \ub2f9\uad6d\uc5d0 **\uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798 \ubcf4\uace0\uc11c(SAR)**\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p> \uc77c\ubd80 \uad6d\uac00\uc5d0\uc11c\ub294 \uce74\uc9c0\ub178\uc5d0\uc11c \uace0\uc561 \uac70\ub798\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \uc774\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \ucd94\uc801\ud558\ub294 \uc2dc\uc2a4\ud15c\uc744 \uc6b4\uc601\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \ubd88\ubc95 \uc790\uae08\uc774 \uc720\uc785\ub418\ub294 \uac83\uc744 \ub9c9\uace0, \ud22c\uba85\ud55c \uac70\ub798\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p> \uce74\uc9c0\ub178\ub294 \ub300\uaddc\ubaa8 \ud604\uae08\uc774 \ube60\ub974\uac8c \uc720\ud1b5\ub418\ub294 \uacf3\uc73c\ub85c, \ubd88\ubc95 \uc790\uae08\uc744 \uc138\ud0c1\ud558\ub824\ub294 \ubc94\uc8c4\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc7a5\uc18c\ub85c \uc545\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub3c8 \uc138\ud0c1\uc740 \ubc94\uc8c4\ub85c \uc5bb\uc740 \ubd88\ubc95\uc801\uc778<\/p>\n","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-5077","post","type-post","status-publish","format-standard","hentry","category-5"],"_links":{"self":[{"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/posts\/5077"}],"collection":[{"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/comments?post=5077"}],"version-history":[{"count":4,"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/posts\/5077\/revisions"}],"predecessor-version":[{"id":5082,"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/posts\/5077\/revisions\/5082"}],"wp:attachment":[{"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/media?parent=5077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/categories?post=5077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hjhwpsft.shop\/wp-json\/wp\/v2\/tags?post=5077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\uce74\uc9c0\ub178\uc5d0\uc11c \ub3c8 \uc138\ud0c1\uc758 \uc815\uc758\uc640 \uae30\ubcf8 \uac1c\ub150<\/h2>
\ub3c8 \uc138\ud0c1\uc758 3\ub2e8\uacc4 \uacfc\uc815<\/h2>
1. \ubc30\uce58(Placement)<\/h3>
2. \uce35\ud654(Layering)<\/h3>
3. \ud1b5\ud569(Integration)<\/h3>
\uce74\uc9c0\ub178\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \ub3c8 \uc138\ud0c1 \uc218\ubc95<\/h2>
1. \uce74\uc9c0\ub178 \uce69\uc744 \uc774\uc6a9\ud55c \uc138\ud0c1<\/h3>
2. \uc791\uc740 \uae08\uc561\uc758 \ubc18\ubcf5 \uac70\ub798<\/h3>
3. \uce74\uc9c0\ub178 \uacc4\uc88c\ub97c \uc774\uc6a9\ud55c \ub3c8 \uc138\ud0c1<\/h3>
4. \uace0\uc561 \ub3c4\ubc15 \uc2b9\ub9ac\ub85c \uc704\uc7a5<\/h3>
\ub3c8 \uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc81c\uc640 \ubc95\uc801 \ub300\uc751<\/h2>
1. \uace0\uac1d \uc2e0\uc6d0 \ud655\uc778(KYC: Know Your Customer)<\/h3>
2. \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798 \ubcf4\uace0(SAR: Suspicious Activity Report)<\/h3>
3. \uac70\ub798 \uc81c\ud55c \ubc0f \ucd94\uc801 \uc2dc\uc2a4\ud15c<\/h3>
#\uc628\ub77c\uc778\uce74\uc9c0\ub178 #\uce74\uc9c0\ub178 #\uce74\uc9c0\ub178\ucee4\ubba4\ub2c8\ud2f0 #\uc81c\ud734\uce74\uc9c0\ub178 #\ubc14\uce74\ub77c #\uc2ac\ub86f #\uce74\uc9c0\ub178\ub274\uc2a4<\/strong><\/h4>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"